Free ATM banking is available with the Anywhere account when you deposit $1000 per month and the Ezepac account when you withdraw a minimum of $100. All our transaction accounts are free of monthly transaction fees and include free eftpos transactions. This advice is general, so it may not be right for you. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available from our website bankvic.com.au, any branch or by calling us on 13 63 73. Interest rates are subject to change and are published on our website at bankvic.com.au/loans. The comparison is made against BankVic‚Äôs Standard Variable interest rate 4.74% (comparison rate 5.03%) and the major banks (Commonwealth Bank, NAB, ANZ, Westpac, Bank of Melbourne and Bendigo bank) Standard Variable rate loans or similar as on 7 June 2016. BankVic was awarded two Canstar 5-star awards for its Visa Silver Credit card in the 2015 Credit card star ratings in the 'constant credit' & 'occasional spender' categories. Canstar is a trademark of CANSTAR Pty Ltd ABN 21 053 646 165 AR443019. As an AFSL holder, we sell general insurance products under an agreement with CGU Insurance Limited ABN 27 004 478 371 AFSL 238291. If you purchase insurance we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any of these services. We will receive a commission up to 3% for referring this insurance. Police Financial Services Limited ABN 33 087 651 661 AFSL 240293 Australian Credit Licence 240293 (BankVic) bankvic.com.au 6. 16  6048 BV